Student loan wage garnishment is the last thing you want to experience while paying student debts. Monthly wage deductions could ruin your spending budget and may cause headaches in the long run. On top of that, your credit score will also … [Read more...] about How to Stop A Student Loan Wage Garnishment
The pros and cons of debt consolidation remain one of the most misunderstood topics when seeking for debt relief programs. Some say it is beneficial while others suggest avoiding them. To clear things up, here are the effects of debt … [Read more...] about Pros and Cons of Debt Consolidation FAQs Answered
Even when you first take out a student loan, you should consider your repayment terms and how they may affect your future. The key to this process is understanding the difference between subsidized and unsubsidized loans. From the beginning, it … [Read more...] about Understanding the Difference Between Subsidized and Unsubsidized Loans
One of the trickiest parts of dealing with personal finances is understanding how to build credit. For most people, it is especially hard since, in order to build a good credit, you need to have a credit card or a loan. However, to get either … [Read more...] about How to Build Credit: Improving Your Financial Records for a Future Loan
Having several loan accounts can be overwhelming and sometimes it leaves you with the question, "Should I consolidate my student loans?" There are both benefits and risks involved in consolidating your student loans. However, depending on your … [Read more...] about Should I Consolidate My Student Loans? | Financial Wellness
Unsecured loans for people with bad credit are often one of the few options they get in qualifying for a loan. However, even these people have to make sure they have a stable income. If they meet this requirement, along with a few other … [Read more...] about Unsecured Loans for People with Bad Credit: Are They Good or Bad for Your Finances
Managing your personal finances can be tricky, but one way to plan and secure your finances is seeking the help of a financial planner. People often make mistakes when making certain financial decisions, and here lies the importance of these … [Read more...] about Financial Planner: How To Find One Suitable for Your Needs
Most people have a hard time understanding bankruptcy and see it as a negative impact on one's financial wellness. But, what really happens when you file for bankruptcy? How does it affect you or your business' finances? In this article, we … [Read more...] about What Happens When You File Bankruptcy?