As consumer credit use increases, there is more need to consolidate debt and try to find lower interest rates. However, it is estimated that about 78% of people who consolidate their debt eventually end up regrowing that debt. There are many … [Read more...] about How Debt Consolidation Works
In today’s economy, one of the most difficult aspects to navigate is how to allocate one’s earnings. To be able to decide how much should go towards living expenses, how much should go towards fun things like outings with friends or even just … [Read more...] about What Is The 10% Rule For Savings?
In today’s competitive workplace, many people fear to ask for a raise because they may lose their jobs, or because they are uncomfortable with the process. However, bosses usually expect people to ask this question, hence why they don’t just hand … [Read more...] about 5 Tips On Asking For A Raise
Do you find that there is not too much money left after you have blown through your paycheck? This isn’t uncommon. It seems that no matter how much people plan to use their income wisely, they always seem to overspend. These people are, … [Read more...] about 15 Top Money Mistakes You Didn’t Realize You’ve Already Made
There are many reasons people choose FHA loans instead of “traditional” loans when purchasing a home. By looking at the chart below, you can see that the majority of people who choose FHA loans, do so because of the smaller down payment … [Read more...] about FHA vs. Conventional Loan: Which Is Your Best Option?
These days, nearly half of all marriages will end in divorce. Over the last century, the marriage rate has declined, which accounts for the fall in divorce rates you can see in the chart below. However, the proportion of marriages ending in … [Read more...] about 9 Critical Tips For Staying Financially Healthy During Divorce
It has become increasingly evident in the last decade that saving for the future has never been more important. It is essential to embrace the saving mindset as early in life as possible. Humans are living longer and expecting a … [Read more...] about How To Save Money When You’re In Debt
As evidenced by the chart below, average family income goes through natural fluctuations. However, current economic circumstances have made the average family income less reliable over time. Whether you have a low, medium, or high income, … [Read more...] about How To Optimize Your Budget