Often young professionals find themselves in the tough spot of not having enough credit established, or having a low credit score. Despite responsible spending, people just starting out in their careers still face challenges that are not faced by … [Read more...] about 4 Debts You Should Refinance Now
Get Out of Debt
5 Ways To Avoid Bankruptcy
Everyone knows that bankruptcy is not a good thing. However, some fall into the trap of seeing it as a necessary and feasible solution to financial woes. It is far from this. Read on for details on how to avoid it. No Picnic A … [Read more...] about 5 Ways To Avoid Bankruptcy
6 Ways To Beat Financial Stress
Find yourself stressing about your finances? With nearly three-quarters of Americans identifying money as the leading cause of stress in a recent study, you’re not alone. The graph below shows the stress levels for four different life … [Read more...] about 6 Ways To Beat Financial Stress
13 Ways To Negotiate Your Credit Card Debts
Credit card debt is among the most stressful parts of adult life to deal with. While the best solution for debt riddance is to not get into extensive debt in the first place, sometimes emergencies happen and it is unavoidable. Here are a few … [Read more...] about 13 Ways To Negotiate Your Credit Card Debts
How To Negotiate With A Creditor
Debt can be overwhelming, but it does not have to be. The thought of negotiating with your creditors may feel scary but by doing so, you can help yourself and your finances tremendously. Household debt is on the rise A recent report found … [Read more...] about How To Negotiate With A Creditor
Your 5 Step Guide To Getting Out Of Debt
Debt is so easy to pile up nowadays. Whether it’s credit cards, student loans, or auto loans, piling on the credit obligations is holding many people back. Read on for five tips on how to get out of the red, and into the black. Debt, huh, … [Read more...] about Your 5 Step Guide To Getting Out Of Debt
The Struggle For People With Student Loan Debt
Student loan debt in the United States continues to grow as the seconds pass by. The total amount of student loan debt is above $1.3 trillion right now... And it's adding up as you continue to read this. Some say it's the borrowers' fault … [Read more...] about The Struggle For People With Student Loan Debt
What Debt You Should Pay Off First
Anyone in debt should know about the different types of debt you should pay off before the other types. Debt needs to be prioritized and paid off in the least damaging way to your bank account and credit. And the worst types need to be your … [Read more...] about What Debt You Should Pay Off First