When it comes to buying a home, many people price their home purchase based on the monthly payment they can afford. Simply put, they use their monthly payment to back into the size of mortgage rates they can afford. This makes sense on the … [Read more...] about Mortgage Rates – The Good, Bad & Ugly
Why Saving for Retirement in Your 20s Is a Must Today?
With all the travel locations on your bucket list, sale in the malls, and a whole lot more shiny objects, how do you prioritize saving for retirement in your 20s? If you invest as early as you can, by the time you retire, you get to enjoy … [Read more...] about Why Saving for Retirement in Your 20s Is a Must Today?
8 Ways To Get Out Of Debt
There are many ways to get out of debt. You just need to find a technique and a system you can follow and apply it to your needs. Thinking of ways to get out of debt for your current lifestyle makes it easier to achieve financial … [Read more...] about 8 Ways To Get Out Of Debt
Buying a House Without a Realtor | 7 Tips You Must Know
Whether you are tight with your budget or just don't want to get a realtor for another reason, buying a house without a realtor is possible. There is no law prohibiting you from buying a house directly from the owner. If you are looking to … [Read more...] about Buying a House Without a Realtor | 7 Tips You Must Know
Online Budgeting Tools: Are They Effective or Not?
Today, technology is everywhere and can help you with almost anything, even budgeting. From online budgeting tools, budgeting software or apps, to a free printable budget planner. People are getting innovative in saving and spending … [Read more...] about Online Budgeting Tools: Are They Effective or Not?
Best Private Student Loans
If you ever find yourself still struggling to pay for your tuition and other education-related expenses despite having a federal student aid, you can start looking for the best private student loans. While there are a number of companies offering … [Read more...] about Best Private Student Loans
Bankruptcy Definition and Everything You Need to Know About it
If you're like me, you've probably tried typing in "bankruptcy definition" in the search bar in an attempt to get a better grasp of what bankruptcy is. That's probably how you ended up here. Declaring bankruptcy attacks a person’s ego because … [Read more...] about Bankruptcy Definition and Everything You Need to Know About it
This Week On Financial Wellness…
Here's what happened on Financial Wellness this week... 1. US Bankruptcy Court Functions and The Present System Do you know what the US bankruptcy court functions and present system are? These courts handle bankruptcy Chapter 7, 9, 11, 12, 13 and … [Read more...] about This Week On Financial Wellness…