Most of us need a car. It allows us to get around quickly without being subject to the awfulness of public transportation. But, cars are expensive. Most people are not going to be able to afford to pay cash for one. Instead, they will need to take … [Read more...] about How Much Should My Car Payment Be?
Budgeting
Financial Advice You Should Ignore
I’m sure you’ve all heard it before. Moms, aunts, caring friends, and others feel the need to give young people whatever financial advice they can. The thing is, everyone is not a financial expert, and sometimes the advice of individuals you know can … [Read more...] about Financial Advice You Should Ignore
4 Things To Consider Before Purchasing A Second Home
Many people are considering buying second homes now because mortgage rates have been so low the past couple of years. Most Americans also believe that real estate is the best use of their extra investment funds. However, there are a few important … [Read more...] about 4 Things To Consider Before Purchasing A Second Home
5 Tips From Billionaires
As you can see from the graph below, the proportion of billionaires in the world who have self-made their wealth is growing each decade. Sure, A significant portion of billionaires’ wealth is often inherited. But, there are more than a few … [Read more...] about 5 Tips From Billionaires
4 Tips to Save Money On Utilities
Utilities are one of the biggest costs of running a household. Do you know what the average American is paying in utilities alone? $304 per month. Knocking just 10% off would save the average household $364 over the course of a year. Luckily, there … [Read more...] about 4 Tips to Save Money On Utilities
5 Steps To A Better Budget
Budget. Scary word, isn’t it? One little word which implies all kinds of scrimping and saving, hard times, self-denial and a modest lifestyle can strike fear into our hearts. But it needn’t be as scary as all that. All of us, whatever our … [Read more...] about 5 Steps To A Better Budget
5 Tips To Save Money On Halloween
With Halloween just around the corner, it is likely that you are getting your costume ready and planning lots of things to ensure that the ‘holiday' is as fun as possible. Of course, if you are not careful, the costs of Halloween will quickly … [Read more...] about 5 Tips To Save Money On Halloween
7 Questions To Ask Before You Refinance A Car Loan
Once you take out an auto loan, you’re stuck with it, right? Not necessarily. If you need to improve your financial situation, your auto loan might be a good place. Auto Loan Refinancing Many car owners still don’t know that it is as easy to … [Read more...] about 7 Questions To Ask Before You Refinance A Car Loan